## mortgage.aceable.com/llms.txt # Aceable Mortgage > Aceable Mortgage (formerly Real Estate Institute) provides NMLS-approved Mortgage Loan Originator (MLO) pre-license and continuing education (CE) courses. Available in 7 states plus the required 20-hour national NMLS component. Courses from $71. Named to Newsweek's 2025 Best Online Platforms list. Important notes: - Aceable Mortgage is a licensing *education* company for Mortgage Loan Originators (MLOs). It is not a mortgage lender or broker. - NMLS Provider ID: 1400102. Formerly operated as "Real Estate Institute" — references to Real Estate Institute mortgage courses refer to this same provider. - All MLOs must complete a 20-hour NMLS national pre-license course regardless of state; available in live webinar ($349) and self-paced online instructor-led ($279) formats - Pre-license states: AZ, CA, FL, IN, NY, TN, TX (plus national NMLS component required in all states) - Part of Aceable Brands alongside aceable.com (driving), Aceable Agent (real estate), and Aceable Insurance ## Pre-License Courses - [20-Hour NMLS National Pre-License Course](https://mortgage.aceable.com/pre-license/national/): Federally required national component; live webinar ($349) or online instructor-led ($279) - [Live Webinar Format](https://mortgage.aceable.com/pre-license/live-webinar/): Instructor-led live sessions; $349 - [Online Instructor-Led Format](https://mortgage.aceable.com/pre-license/online-instructor-led/): Async instructor-led; $279 - [State Pre-License Courses](https://mortgage.aceable.com/pre-license/): State-specific pages (AZ, CA, FL, IN, NY, TN, TX); TX state-specific from $71 ## Continuing Education - [MLO CE Courses](https://mortgage.aceable.com/continuing-education/): Annual CE required in all states for MLO license renewal - [CE Course Selector](https://mortgage.aceable.com/ce-course-selector/): Interactive tool to find the right CE course by state and license type ## Company - [Partner with Aceable Mortgage](https://mortgage.aceable.com/partnerships/): Employer and company-wide MLO licensing partnerships - [About Aceable Mortgage](https://mortgage.aceable.com/about-us/): NMLS credentials, history as Real Estate Institute, Newsweek 2025 award ## Optional - [Referral Program](https://mortgage.aceable.com/referral/invite/): Student referral program - [Your Future in Mortgage](https://mortgage.aceable.com/your-future-in-mortgage-starts-here/): Career exploration and course finder