NMLS Course ID: 3106
Mortgage Online Instructor-Led
20-Hour SAFE Comprehensive Pre-License Course: Fundamentals of Residential Mortgage Lending
- Complete your requirements in a structured 12-day window
- Log in anytime — course access is online and flexible
- Learn from an Aceable Mortgage instructor with real-world mortgage experience
Why Choose Us
Guidance from Active MLOs
You’ll be learning from current mortgage pros who bring clarity, context, and real-world know-how so you're never left guessing.
Stay on Track, Without the Stress
Built-in checkpoints and instructor feedback keep you moving forward. You’ll know exactly what’s expected and when. No surprises.
Pace That Fits Your Life
You’ve got up to 12 days to complete the course. Work when it works for you: mornings, evenings, or weekends. It’s structure with breathing room.
Real Estate Institute is now part of the Aceable family!
How the Online Instructor-Led Course Works
1. Pick Your Start Date
New cohorts begin every Monday. You'll have 12 calendar days to complete the course, ending the second Friday at midnight (Central time).
2. Work at Your Own Pace Within the 12-Day Window
The fastest you can finish is 3 days. You’ll have access to instructor-led modules, exercises, and assessments available 24/7.
3. Complete Assignments + Instructor Feedback
To receive credit, you must complete all activities, including any revisions requested by instructors. You’ll get feedback throughout.
4. Pass the Final Course Exam
Before your 12-day session ends, you must pass the required final exam.
5. NMLS Credit Reporting (Important!)
Your NMLS credit will be reported after the 12-day cohort
Content Covered in this Course
Mandatory SAFE Act Content (8 Hours)
- Federal Mortgage Laws (3 Hours) – Understand key regulations that govern mortgage lending.
- Ethics & Consumer Protection (3 Hours) – Learn about fair lending practices, fraud prevention, and professional conduct.
- Non-Traditional Mortgage Products (2 Hours) – Explore alternative loan options beyond conventional mortgages.
Elective Content (12 Hours)
Why Mortgage Students Trust Aceable
Pre-License NMLS SAFE Class was Great!
"It was great! Highly recommend the instructor-led self-study for pre-licensing NMLS 20-hr SAFE Course. The instructor was exceptionally good and informative.”
- Joseph H.
A Good Base for MLO Exam Preparation
"A good base for MLO exam preparation, the part on mortgage loan origination processes is especially useful.”
- Daria S.
Best Instructors In Town
"I took the (MLO) Mortgage certification class and the instructor was by far the best instructor I have worked with. Although I was an online student he made the experience joyous & informative throughout the program.”
- Amal W.
FAQs
What are the steps to becoming a mortgage loan originator?
Is this course a webinar or an online video course?
What Makes This Course Different?
Course Requirements & Policies
Do I have to take a final course exam?
Aceable Mortgage, formerly Real Estate Institute, is an NMLS-Approved Course Provider, #1400102