Texas, this is how you get licensed

Become a Mortgage Loan Originator in Texas with Aceable

Trusted Mortgage Pre-Licensing Education

  • Flexible Learning Options
  • Confidently Prepare for the NMLS SAFE Exam
  • Get Licensed with the Texas Department of Savings and Mortgage Lending (TX-SML)
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Save 30% on TX Mortgage Pre-Licensing Courses

Choose Your Texas Pre-Licensing Course

Already have your 20-hour national? Grab the 3-hour Texas law. 

Need it all? The 23-hour bundle gets you license-ready.

Texas law only

Texas State-Specific Pre-License Course

  • Online self-study format
  • Takes 3 hours to complete
  • Meets the Texas (SML) state-specific requirement
  • Streamlined, straightforward, and built to keep you moving

Note: Only for students who’ve already completed the 20-hour national requirement

30-Day Satisfaction Guarantee
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(National + 3-HOUR TX SML COmbo)

20 Hour National + Texas State-Specific Pre-License Course

  • Includes 20-Hour SAFE + 3-Hour TX State Course
  • Live, online webinar for the national course
  • TX-specific course delivered in a flexible self-study format
  • One enrollment, fully NMLS & SML compliant
30-Day Satisfaction Guarantee

Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.

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See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

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Trusted. Recognized. Award-Winning.

Aceable named to Newsweek’s 2025 list of America’s Best Online Platforms

Why Future MLOs Choose Aceable Mortgage

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Made to Help You Ace the Exam

No fluff. Just proven strategies, simple lessons, and bite-sized content that sticks.

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Learn Your Way! No Pressure, No Problem

Night owl or planner? We’ve got you. Learn at your pace or join live webinars.

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Built by MLOs, for MLOs

Not your average course. Built by seasoned mortgage pros who’ve walked in your shoes.

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Real Humans, Real Support

Stuck? Our real, live support team’s got you: fast answers, zero bots.

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Why Mortgage Students Trust Aceable

Star Ratings


Best Instructors In Town

"I took the (MLO) Mortgage certification class and the instructor was by far the best instructor I have worked with. Although I was an online student he made the experience joyous & informative throughout the program.”

- Amal W.

Star Ratings


Live Online Class Was Very Helpful

"Quick responses and very friendly. The entire process for live online class went very smoothly. Very interactive as if you were in the classroom and lots of information to prepare for the test. Everyone was very helpful.”

- Noemi B.

Star Ratings


Worth the Class

"Class was very worth taking. Instructor did an amazing job teaching during the class. Can really tell they knows what the industry is like, and made it easier to understand the material.”

- Carolyn G.

FAQs

What is a Texas Mortgage Pre-Licensing Course?

Do I Need a Pre-Licensing Course to Become an MLO in Texas?

Which Course Should I Take: 20 Hours, 3 Hours, or Both?

What Happens After I Enroll?

Key Resources for Aspiring Mortgage Professionals

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How Do I Become a Licensed Mortgage Loan Originator in Texas?

If you're ready to join this dynamic field, follow these six steps to become a licensed mortgage loan originator in Texas.

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How Do I Schedule and Pass My Texas NMLS Exam?

This comprehensive guide walks you through both the scheduling process and proven strategies to pass on your first attempt.

Aceable Mortgage, formerly Real Estate Institute, is an NMLS-Approved Course Provider, #1400102