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What Mortgage Laws Will You Actually Use as a Mortgage Loan Originator?

Learn which federal mortgage laws MLOs apply every day, from TILA and RESPA to ECOA and HMDA, and how regulatory knowledge protects your clients and your license.

What Is the NMLS and Why Does Every Mortgage Professional Need It?

Learn what the Nationwide Multistate Licensing System (NMLS) is, how it works, and why every mortgage loan originator must register and maintain their NMLS account throughout their career.

How Does the Mortgage Loan Process Work from Application to Closing?

Walk through every step of the mortgage process from application to closing day. Learn what MLOs do at each stage and how the loan moves from origination through underwriting to funding.

What Does a Mortgage Underwriter Do and How Is It Different from an MLO?

Learn the key differences between mortgage underwriters and MLOs, including daily responsibilities, income paths, and how both roles work together to close loans.

Bank vs. Broker vs. Mortgage Company: Where Should a New MLO Work?

Compare working at a bank, mortgage brokerage, or independent mortgage company as a new MLO. Learn the differences in pay, training, culture, and career growth.

What Does Mortgage Loan Officer Commission Actually Look Like?

Understand how mortgage loan originators get paid. Learn about commission structures, basis points, salary vs. commission models, and what new MLOs can realistically expect to earn.

What Loan Types Will You Work With as a New MLO?

Learn the main mortgage loan types new MLOs work with, including conventional, FHA, VA, and USDA loans. Understand the basics so you can hit the ground running after licensing.

How Do You Build a Referral Network as a New MLO?

Learn how new MLOs build referral networks with real estate agents, financial advisors, and past clients. Practical strategies for generating mortgage leads through relationships.

What Happens Between Passing the NMLS Exam and Closing Your First Loan?

You passed the NMLS exam. Now what? Learn every step between passing your test and closing your first mortgage loan, from background checks to employer sponsorship and beyond.

Do You Need to Pick One State, or Can You Get Licensed in Multiple States as a MLO?

Find out if you can get your mortgage license in more than one state. Learn how multi-state MLO licensing works through NMLS, what it costs, and whether it is worth it.