Curious about what it’s like in mortgage? Get real insights and sweet deals on getting licensed.
Aceable, the Texas-based edtech leader transforming professional licensure education, is expanding mortgage pre-licensing courses to three of the nation's most dynamic housing markets: California, Indiana, and New York. These approved courses combine expert-led instruction with cutting-edge learning technology to help aspiring mortgage loan originators prepare efficiently and pass with confidence.
Already trusted by thousands across real estate, insurance, and driver education, Aceable brings proven educational excellence to mortgage licensing in states that represent tremendous opportunity for career-minded professionals.
Mortgage loan originators help families achieve homeownership while building rewarding careers with strong earning potential. According to the U.S. Bureau of Labor StatisticsBusiness And Financial Loan Officers.htm Ooh, loan officers earn a median annual wage of $74,180, with the highest earners making over $145,000.
Beyond competitive compensation, mortgage lending careersPre License Is Mortgage Lending Right For You What To Expect From Mlo Jobs Resources offer flexibility, entrepreneurial opportunities, and the satisfaction of guiding clients through major financial decisions. Whether you're switching careers, building a mortgage team, or launching your professional future, mortgage loan origination provides a clear path to financial stability without requiring a four-year degree.
Aceable's mortgage education isn't about cramming—it's about structured learning, real-world insights, and expert support. Every course includes:
California represents one of the most competitive and diverse mortgage markets in the country. From coastal properties to inland communities, the state's dynamic real estate landscape creates exceptional opportunities for mortgage professionals who understand local market conditions.
California requires aspiring MLOs to complete 20 hours of NMLS-approved pre-licensing education. The state operates through two licensing agencies—the California Department of Financial Protection and InnovationDfpi.ca.gov (DFPI) and the California Department of Real Estate (DRE)—allowing professionals to choose the pathway that aligns with their career goals.
Aceable offers complete packages for California licensure, including the required national component plus enhanced exam preparation resources. Our courses prepare you for success in California's sophisticated mortgage environment, where professional MLOsPre License Starting Your Journey As A Mortgage Loan Originator Resources navigate competitive conditions while providing exceptional service to diverse borrowers.
Indiana offers a growing mortgage market characterized by affordable housing options and consistent demand. The state's stable economy and diverse communities—from urban Indianapolis to smaller towns—create reliable opportunities for mortgage loan originators serving first-time homebuyers and experienced homeowners alike.
Indiana MLO licensing requires 20 hours of NMLS-approved education, including state-specific content. Professionals can obtain licensure through either the Indiana Department of Financial InstitutionsDfi (DFI) or the Indiana Secretary of State (SOS), depending on their employer's licensing structure.
Aceable's Indiana courses provide the foundation you need to break into mortgage lendingPre License Breaking Into The Mortgage Industry Resources successfully. Indiana's market stability makes it an excellent entry point for new mortgage professionals, with opportunities to build sustainable careers without the pressure of extreme market volatility.
New York combines the complexity of metropolitan markets like New York City with suburban and upstate opportunities. The state's sophisticated real estate landscape requires mortgage professionals who can navigate competitive conditions, diverse financing needs, and detailed regulatory requirements.
New York requires 20 hours of NMLS-approved pre-licensing education, including three hours of New York-specific content. The New York Department of Financial Services oversees MLO licensing, maintaining rigorous standards that protect consumers while ensuring mortgage professionals operate with the highest level of competence.
Aceable's New York courses prepare you for this demanding market. Our expert instructors understand New York's unique requirements and provide the real-world context you need to succeed. Whether you're serving borrowers in Manhattan or Rochester, Aceable gives you the knowledge and confidence to excel.
California, Indiana, and New York offer tremendous opportunities, but aspiring MLOs need more than just content to succeed. Aceable's platform delivers:
Once licensed, mortgage professionals discover diverse career pathsPre License What Career Options Open Up After Getting Your Mortgage License Resources including loan origination, processing, underwriting, branch management, and even mortgage brokerage ownership. Whether you prefer direct client interaction or behind-the-scenes operations, your mortgage license opens doors across the industry.
Your first year as a mortgage loan originator sets the foundation for long-term success. Smart professionals focus on building referral networks, mastering CRM tools, and delivering exceptional client experiences. Many successful MLOs report that their first yearPre License Strategic Moves For A Profitable First Year As A Mlo Resources income ranges from $60,000 to $70,000, with significant growth potential as they establish their reputation and client base.
The key is starting with solid preparation and choosing an education provider that sets you up for long-term success. Aceable's comprehensive approach ensures you're not just passing tests—you're building the knowledge foundation for a thriving mortgage career.
Real estate agents in California, Indiana, and New York should strongly consider adding a mortgage license to their credentials. Dual licensing allows you to provide complete homeownership solutions, increasing revenue from existing client relationships without additional lead generation.
Research shows mortgage brokers typically earn commissions of 1-2% of loan value. With average mortgage amounts exceeding $300,000 in many markets, this translates to substantial additional income per transaction. Real estate professionals who understand both sides of the transaction become invaluable consultants rather than just service providers.
Learn more about dual licensing benefitsPre License Should Real Estate Agents Get Their Mortgage License Resources and how mortgage credentials complement your real estate practice.
Is Mortgage Lending Right for You? What to Expect from MLO Jobs
MLOs help people become homeowners. If you are motivated and detail-oriented, this career may be a good fit for you.
After obtaining your initial license, mortgage loan originators must complete eight hours of NMLS-approved continuing education annually. Aceable makes this requirement effortless with flexible CE options that fit your schedule.
Our continuing education courses keep you current on industry updates, regulatory changes, and best practices while fulfilling your licensing requirements. We automatically report your completed credits to the NMLS, eliminating administrative hassles so you can focus on serving clients.
Aceable makes it easier to become a licensed mortgage loan originator in California, Indiana, and New York. Our structured learning approach, expert guidance, and unwavering support ensure you're prepared for both exam success and real-world mortgage lending.
Whether you're switching careers, building a mortgage team, or launching your professional future, Aceable provides the knowledge and confidence you need to excel. Our proven educational methods have helped thousands of professionals achieve their licensing goals—and now we're bringing that same excellence to mortgage education in three of America's most dynamic housing markets.
Launch Your Career
Take the next step toward your mortgage career with confidence.