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Florida, this is how you get licensed

Become a Mortgage Loan Originator in Florida with Aceable

Trusted Mortgage Pre-Licensing Education

  • Flexible Learning Options
  • Confidently Prepare for the NMLS SAFE Exam
  • Get Licensed with the Florida Office of Financial Regulation (FLOFR)
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Choose Your Florida Pre-Licensing Course

Already have your national? Grab the 2-hour Florida law. 

Need it all? The bundle gets you license-ready.

Florida LAW only

Florida State-Specific Pre-License Course

  • Online self-study format
  • Takes 2 hours to complete
  • Meets the Florida (FLOFR) state-specific requirement
  • Streamlined, straightforward, and built to keep you moving

Note: Only for students who’ve already completed the 20-hour national requirement

30-Day Satisfaction Guarantee
Most Popular

(National + FLOFR Combo)

20 Hour National + Florida State-Specific Pre-License Course

  • Includes 20-Hour SAFE/FL State Course
  • Live, online webinar for the national course
  • FL-specific course delivered in a flexible self-study format
  • One enrollment, fully NMLS & FLOFR compliant
30-Day Satisfaction Guarantee

Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.

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See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

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Trusted. Recognized. Award-Winning.

Aceable named to Newsweek’s 2025 list of America’s Best Online Platforms

Why Future MLOs Choose Aceable Mortgage

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Made to Help You Ace the Exam

No fluff. Just proven strategies, simple lessons, and bite-sized content that sticks.

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Learn Your Way! No Pressure, No Problem

Night owl or planner? We’ve got you. Learn at your pace or join live webinars.

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Built by MLOs, for MLOs

Not your average course. Built by seasoned mortgage pros who’ve walked in your shoes.

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Real Humans, Real Support

Stuck? Our real, live support team’s got you: fast answers, zero bots.

Want help getting started?

Get insider tips and guidance to kickstart your mortgage career.
Sign up today.

Why Mortgage Students Trust Aceable

Star Ratings


Best Instructors In Town

"I took the (MLO) Mortgage certification class and the instructor was by far the best instructor I have worked with. Although I was an online student he made the experience joyous & informative throughout the program.”

- Amal W.

Star Ratings


Live Online Class Was Very Helpful

"Quick responses and very friendly. The entire process for live online class went very smoothly. Very interactive as if you were in the classroom and lots of information to prepare for the test. Everyone was very helpful.”

- Noemi B.

Star Ratings


Worth the Class

"Class was very worth taking. Instructor did an amazing job teaching during the class. Can really tell they knows what the industry is like, and made it easier to understand the material.”

- Carolyn G.

FAQs

What is a Florida Mortgage Pre-Licensing Course?

Do I Need a Pre-Licensing Course to Become an MLO in Florida?

Which Course Should I Take: 20 Hours, 2 Hours, or Both?

What Happens After I Enroll?

Key Resources for Aspiring Mortgage Professionals

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How to Get Your Mortgage License in Florida

Complete guide to getting your Florida mortgage license. Learn education requirements, exam details, and the step-by-step process to become licensed.

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Florida NMLS Exam: Passing Score, Format, and Success Strategies

Get the details on exam scoring, format, and key study tips to help you pass with confidence.

Aceable Mortgage, formerly Real Estate Institute, is an NMLS-Approved Course Provider, #1400102