New York, this is how you get licensed

Become a Mortgage Loan Originator in New York with Aceable

Trusted Mortgage Pre-Licensing Education

  • Built Around Your Schedule
  • Confidently Prepare for the NMLS SAFE Exam
  • Step Closer to Your NY MLO License
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Trusted. Recognized. Award-Winning.

Aceable named to Newsweek’s 2025 list of America’s Best Online Platforms

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Choose Your New York Pre-Licensing Course

Already have your national? Grab the 3-hour New York law. 

Need it all? The bundle gets you license-ready.

New York Pre-License Course Basic

New York Law Only

Online self-study format. Takes 3 hours to complete.

Note: Basic package is only for students who've already completed the 20-hour national requirement.

SAVE 40%
$109 $65
As low as $6/mo with Affirm Logo †, or 4 interest-free payments of $16.35 with Klarna Logo ††
Most Popular

National + New York Deluxe

20-Hour National + New York State-Specific Pre-License Course

Includes 20-Hour SAFE/NY State Course with live, online webinar.

SAVE 40%
$479 $287
As low as $26/mo with Affirm Logo †, or 4 interest-free payments of $71.85 with Klarna Logo ††
Basic
Deluxe

State-Specific Pre-License Education

Online Self-Study Format

Study at your own pace

Meets NY State-Specific Requirement

Satisfies New York state licensing requirements

Streamlined Course Design

Straightforward content built to keep you moving

National + State Pre-License Education

20-Hour SAFE/NY National Course

Includes the required national pre-licensing education

Live, Instructor-Led Webinar

Schedule webinars after enrolling with weekday morning and evening sessions

Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.

††

See Klarna payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

Why Future MLOs Choose Aceable Mortgage

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Made to Help You Ace the Exam

No fluff. Just proven strategies, simple lessons, and bite-sized content that sticks.

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Learn Your Way! No Pressure, No Problem

Night owl or planner? We’ve got you. Learn at your pace or join live webinars.

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Built by MLOs, for MLOs

Not your average course. Built by seasoned mortgage pros who’ve walked in your shoes.

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Real Humans, Real Support

Stuck? Our real, live support team’s got you: fast answers, zero bots.

Want help getting started?

Get insider tips and guidance to kickstart your mortgage career.
Sign up today.

Why Mortgage Students Trust Aceable

Star Ratings


Best Instructors In Town

"I took the (MLO) Mortgage certification class and the instructor was by far the best instructor I have worked with. Although I was an online student he made the experience joyous & informative throughout the program.”

- Amal W.

Star Ratings


Live Online Class Was Very Helpful

"Quick responses and very friendly. The entire process for live online class went very smoothly. Very interactive as if you were in the classroom and lots of information to prepare for the test. Everyone was very helpful.”

- Noemi B.

Star Ratings


Worth the Class

"Class was very worth taking. Instructor did an amazing job teaching during the class. Can really tell they knows what the industry is like, and made it easier to understand the material.”

- Carolyn G.

Top Questions About Your New York Mortgage License

Who should select the New York Pre-Licensing Education Bundle?

What are the steps to get an MLO license in New York?

How does getting licensed in New York compare to other states?

Do I need a college degree to become an MLO in New York?

Can I start the licensing process while still working my current job?

What should I expect during my first year as an MLO in New York?

How should New York candidates prepare for the NMLS exam?

Key Resources for Aspiring Mortgage Professionals

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How Do I Become a Mortgage Loan Originator in New York?

Complete guide to getting your New York mortgage license. Learn education requirements, exam details, and the step-by-step process to become licensed.

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New York NMLS Exam Passing Score Format and Success Strategies

Get the details on exam scoring, format, and key study tips to help you pass with confidence.

Aceable Mortgage, formerly Real Estate Institute, is an NMLS-Approved Course Provider, #1400102