Understanding CE Reporting: What Happens After You Finish Your Courses

Understanding CE Reporting

Under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), state-licensed Mortgage Loan Originators (MLOs) are required to complete at least 8 hours of NMLS-approved CE annuallyCourseprovider Course%20Provider%20Resources Notice%20on%20Successive%20Years%20Rule.pdf Mortgage.nationwidelicensingsystem.org.

Some states may have additional state-specific continuing education (CE) requirements.Courseprovider Course%20Provider%20Resources Functional%20Specification%20for%20All%20NMLS%20Approved%20Courses.pdf Mortgage.nationwidelicensingsystem.org

Once you've completed your CE, your education provider has seven calendar daysLicensees Resources LicenseeResources Viewing%20Course%20Completion%20and%20Compliance%20Records%20in%20NMLS_I.pdf Mortgage.nationwidelicensingsystem.org to report your course completion to the NMLS. 

Common CE Reporting Mistakes to Avoid

Even experienced professionalsPre License What A Mortgage Licensing Course Teaches You About Real Life Resources can make errors in the CE reporting process. Here are some common mistakes:

• Procrastinating CE Completion: Waiting until December to start your CE leaves little room to address any reporting issues.

• Failing to Retain Documentation: Failing to keep certificates and course IDs can hinder your ability to resolve discrepancies.

Quarterly CE Reporting Checklist

To stay on track, consider the following quarterly action plan:

Timeframe	Action Item
January–March	Review your state's CE requirements and plan your course schedule.
April–June	Enroll in NMLS-approved CE courses from a trusted provider.Continuing Education Navigation LinkContinuing Education Navigation LinkContinuing Education Navigation Link
July–September	Complete 50–75% of your CE and confirm your completions have posted.
October–November	Finish all CE and double-check your NMLS transcript for accuracy.
December	Resolve any discrepancies or errors; avoid waiting until the last week.

By pacing your CEContinuing Education Navigation LinkContinuing Education Navigation LinkContinuing Education Navigation Link throughout the year, you can avoid last-minute stress and ensure ample time to address any issues.

Importance of Choosing a Trusted CE Provider

Not all NMLS-approved providers offer the same level of reliability. When selecting a CE provider, consider the following:

• Timely Reporting: Choose providers that report completions within 7 days.

• Confirmation Communications: Opt for providers that offer email confirmations upon CE submission.

• Tracking Tools: Providers with real-time tracking dashboards can help you monitor your progress.

• Positive Reviews: Seek providers with strong reputations among mortgage professionals.

• Responsive Support: U.S.-based customer support can be invaluable when issues arise.

A reliable CE provider prioritizes compliance, helping you avoid last-minute complications and safeguard your license.

Trusted CE, Without the Hassle

Whether you’re renewing your license or leveling up your skills, Aceable MortgageContinuing Education Navigation LinkContinuing Education Navigation LinkContinuing Education Navigation Link offers a better way to stay compliant.

• Approved and state-compliant

• Flexible course design to fit your schedule

• Thousands of 5-star reviews from working professionals

• Course completion confirmations and responsive support

“This is the most well-run CE provider I’ve dealt with — and I’ve been in the mortgage business 30 years.” — Samuel H.